Is It Worth To Buy Travel Insurance?

Travel insurance reimburses you for trip-related expenses incurred due to unforeseen circumstances during your journey.

So, it makes sense to purchase travel insurance if you want to protect the money you’ve spent booking your holiday. After paying for airfare, lodging, food, and activities, it can be understandable if you feel reluctant to add more price to your travel budget.

Bajaj Allianz travel insurance can be a wise investment if you cannot afford to lose that money in any unforeseen event. You can compare various policies offering international travel insurance online and make a choice.

Some instances where travel insurance can be advantageous are –

Trip cancellation travel insurance

Before you can finish packing your sunscreen and swimwear, an unforeseen event could cause you to postpone your trip. In such cases, travel insurance that includes trip cancellation coverage might compensate for non-refundable, pre-paid trip expenses. *

Emergency medical coverage for travel

Whether kayaking in Argentina or on safari in Zambia, a medical emergency can wreak havoc on your travel enthusiasm. It might also significantly impact your budget. Travel medical insurance covers doctor and hospital bills, ambulance service, medication, X-rays, and lab testing up to a limit. *

Medical evacuation travel insurance

Imagine being flown off a Swiss mountain after a hiking accident, spending a few weeks recovering from a heart attack in a hospital in Colombia, or requiring a flight home from Jamaica to cure a fractured hip.

Medical evacuation travel insurance covers the cost of being transported to the closest overseas medical institution equipped to treat you. *

Insurance coverage for missed connections

Missing a connecting flight when travelling might be an expensive inconvenience. The missed connection travel insurance reimburses you if you miss the flight due to a predefined circumstance. *

Insurance against flight cancellations

Typically, flight cancellations due to inclement weather, such as storms and blizzards, might be covered by flight insurance. If your usual travel insurance does not cover the reason for cancellation, travel insurance for flight cancellations can compensate for your non-refundable trip expenditures. *

Travel delay insurance

Travel delays cause inconvenience to most travellers. When a flight is delayed owing to a covered reason, such as inclement weather or a technical fault, a policy with travel delay insurance might refund restaurant and hotel charges. *

Baggage insurance

Travel insurance coverage includes baggage insurance. This helps to reimburse you if your luggage is lost, stolen, or damaged while travelling. Baggage insurance covers your personal belongings, so you can also file a claim if your backpack gets stolen.

Overall, the cost of travel insurance can be negligible compared to the trip expenses it protects, especially when travelling risks and surprises abound. To check the prices and know more, check Bajaj Allianz travel insurance.

International travel insurance can be mandatory in certain nations. For instance, travel insurance for Schengen countries would be needed to visit Italy or France. Because all travel insurance policies contain exclusions, you should check the fine print of your policy and educate yourself on what it does not cover. *

* Standard T&C Apply

Insurance is the subject matter of solicitation. For more details on benefits, exclusions, limitations, terms, and conditions, please read the sales brochure/policy wording carefully before concluding a sale.